INVESTMENT PROPERTY FINANCING
Finance Your Next
Investment Property
Flexible financing solutions for income-producing real estate including acquisition, refinance, and portfolio expansion
Get Pre-Qualified
GROW YOUR PORTFOLIO
Capital for Real Estate Investors
Union Point Commercial Finance specializes in providing flexible financing solutions for real estate investors looking to acquire, refinance, or expand their income-producing property portfolios.
Whether you're purchasing your first rental property or refinancing a multi-unit portfolio, our experienced team structures financing that aligns with your investment strategy and cash flow requirements.
FINANCING ADVANTAGES
Why Investors Choose Union Point
Competitive Rates
Access institutional-quality financing with competitive interest rates and flexible terms.
Fast Closings
Streamlined approval process with closings in as little as 21 days for qualified borrowers.
Portfolio Financing
Finance multiple properties under a single loan structure to simplify management.
Cash-Out Refinance
Access equity from existing properties to fund new acquisitions or improvements.
Multiple Property Types
Financing available for multi-family, retail, office, industrial, and mixed-use properties.
Dedicated Support
Work directly with experienced advisors who understand real estate investment strategies.
LOAN PROGRAMS
Flexible Financing Options
Acquisition Financing
Purchase financing for new investment property acquisitions with competitive rates and flexible down payment options.
- Up to 80% LTV
- 5-30 year terms
- Fixed and variable rates
- Non-recourse options available
Refinance Solutions
Refinance existing investment properties to lower rates, extend terms, or access equity for portfolio growth.
- Cash-out refinancing
- Rate and term refinance
- Portfolio refinancing
- Debt consolidation
Bridge Financing
Short-term financing for time-sensitive acquisitions or properties requiring stabilization before permanent financing.
- 12-36 month terms
- Interest-only payments
- Quick closings
- Flexible exit strategies
QUALIFICATION CRITERIA
What You Need to Qualify
Property Requirements
- Income-producing commercial or residential property
- Minimum property value of $500,000
- Property in good condition or with clear improvement plan
- Acceptable property types: multi-family, retail, office, industrial, mixed-use
Borrower Qualifications
- Minimum credit score of 680
- Demonstrated real estate investment experience
- Sufficient liquidity and reserves
- Strong debt service coverage ratio (typically 1.25x or higher)
Documentation Needed
- Personal financial statements
- Property operating statements and rent rolls
- Tax returns (personal and entity)
- Purchase agreement or property appraisal
Requirements may vary based on property type, location, and borrower qualifications. Contact us to discuss your specific situation.
Start Your Investment Property Financing
Connect with our team to discuss your investment goals and financing options