Insights & Updates

Union Point Blog

Expert insights on commercial financing, market trends, and strategies to help your business thrive.

2025 Commercial Lending Outlook
FeaturedJanuary 20, 2025

2025 Commercial Lending Outlook: What Business Owners Need to Know

As we enter 2025, the commercial lending landscape continues to evolve. From shifting interest rate policies to new lending criteria, understanding these changes is crucial for business owners seeking financing. Our comprehensive analysis covers the key trends that will shape commercial lending this year.

JJ
By Jay Johnson
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Latest Articles

Understanding SBA 7(a) Loans: A Complete Guide for Business Buyers
SBA Loans8 min read

Understanding SBA 7(a) Loans: A Complete Guide for Business Buyers

The SBA 7(a) loan program remains one of the most powerful tools for business acquisition financing. Learn how to qualify and maximize your chances of approval.

AO

Jay Johnson

January 18, 2025

Equipment Financing vs. Leasing: Which Is Right for Your Business?
Equipment6 min read

Equipment Financing vs. Leasing: Which Is Right for Your Business?

Deciding between financing and leasing equipment can significantly impact your cash flow and tax situation. We break down the pros and cons of each approach.

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Jay Johnson

January 15, 2025

How to Improve Your Business Credit Score Before Applying for Financing
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How to Improve Your Business Credit Score Before Applying for Financing

Your business credit score plays a crucial role in loan approval and interest rates. Here are actionable steps to strengthen your credit profile.

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Jay Johnson

January 12, 2025

Investment Property Financing: DSCR Loans Explained
Real Estate7 min read

Investment Property Financing: DSCR Loans Explained

Debt Service Coverage Ratio loans have become increasingly popular for real estate investors. Learn how DSCR loans work and if they are right for your portfolio.

AO

Jay Johnson

January 8, 2025

Working Capital Solutions: Lines of Credit vs. Term Loans
Working Capital6 min read

Working Capital Solutions: Lines of Credit vs. Term Loans

Understanding the differences between lines of credit and term loans can help you choose the right working capital solution for your business needs.

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Jay Johnson

January 5, 2025

Commercial Real Estate Trends to Watch in 2025
Market Trends9 min read

Commercial Real Estate Trends to Watch in 2025

From industrial spaces to mixed-use developments, discover which commercial real estate sectors are poised for growth and how to position your investments.

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Jay Johnson

January 2, 2025

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