COMMERCIAL PROPERTY FINANCING
Own Your
Business Location
Owner-occupied commercial real estate financing for office, retail, industrial, and mixed-use properties
Explore Financing OptionsBUILD EQUITY IN YOUR BUSINESS
Finance Your Commercial Property
Stop paying rent and start building equity. Union Point Commercial Finance provides owner-occupied commercial real estate financing that allows business owners to purchase the property where they operate.
Whether you're looking to purchase your first commercial property or refinance an existing location, our flexible financing solutions are designed to support your business growth while building long-term wealth through real estate ownership.
Why Own Instead of Lease?
- Build equity with every mortgage payment
- Lock in fixed occupancy costs and avoid rent increases
- Potential tax benefits and depreciation advantages
- Control your business location and facility improvements
PROPERTY TYPES WE FINANCE
Financing for Every Business Type
Office Buildings
Professional office spaces for service businesses, medical practices, and corporate headquarters.
Retail Properties
Storefronts, shopping centers, and standalone retail buildings for customer-facing businesses.
Industrial Facilities
Warehouses, manufacturing facilities, and distribution centers for production and logistics operations.
Mixed-Use Properties
Combined commercial and residential spaces offering operational flexibility and additional income potential.
Hospitality & Dining
Restaurants, hotels, and hospitality venues with specialized financing for food service and lodging businesses.
Medical & Healthcare
Medical offices, clinics, and healthcare facilities with financing tailored to healthcare professionals.
LOAN FEATURES
Financing Designed for Business Owners
Flexible Down Payments
Down payment options starting at 10-20% depending on property type and borrower qualifications.
Long-Term Financing
Loan terms up to 25 years with amortization periods that match your business planning horizon.
Competitive Rates
Fixed and variable rate options with competitive pricing based on creditworthiness and property quality.
SBA Loan Programs
Access to SBA 504 and 7(a) loan programs offering favorable terms for qualified small businesses.
Purchase & Refinance
Financing available for property acquisition, refinancing existing debt, or cash-out refinancing for improvements.
Streamlined Process
Efficient underwriting and closing process designed to meet your business timeline and operational needs.
OUR PROCESS
From Application to Ownership
Initial Consultation
Discuss your business, property needs, and financing goals with our commercial lending team.
Pre-Qualification
Review your financials and receive preliminary approval with estimated terms and loan amount.
Property Evaluation
Property appraisal and due diligence to confirm value and suitability for your business operations.
Final Approval
Complete underwriting review and receive final loan approval with confirmed terms.
Closing & Funding
Close on your commercial property and receive funding to complete your purchase or refinance.
Take the First Step Toward Property Ownership
Speak with our commercial property financing specialists today