Equip Your Business for Success
Finance new or used equipment with flexible terms and competitive rates. Preserve your working capital while acquiring the tools you need to grow.
Finance the Equipment Your Business Needs
Whether you're expanding operations, replacing aging equipment, or investing in new technology, equipment financing allows you to acquire essential assets without depleting your cash reserves. The equipment itself serves as collateral, making approval easier and rates more competitive.
At Union Point Commercial Finance, we work with a network of equipment lenders to find the best financing structure for your specific needs—whether that's a traditional equipment loan, a lease, or a sale-leaseback arrangement.
Equipment Cost Financed
Flexible Terms
$10K-$5M
Equipment Financing
All Types of Business Equipment
From heavy machinery to technology systems, we finance equipment across all industries.
Vehicles & Fleet
Commercial trucks, vans, delivery vehicles, and fleet expansions.
Construction Equipment
Excavators, loaders, cranes, and heavy machinery for construction.
Medical Equipment
Diagnostic equipment, imaging systems, and medical devices.
Restaurant Equipment
Commercial kitchens, refrigeration, and food service equipment.
Technology & IT
Servers, computers, software systems, and tech infrastructure.
Manufacturing
Production machinery, CNC equipment, and assembly systems.
Retail & POS
Point of sale systems, displays, and retail fixtures.
Agricultural
Tractors, harvesters, irrigation systems, and farm equipment.
Flexible Financing Options
Choose the financing structure that best fits your business needs and financial goals.
Equipment Loans
Traditional financing where you own the equipment from day one. Fixed rates and predictable payments.
- Own the equipment outright
- Fixed interest rates
- Build equity in assets
- Tax deduction benefits
Equipment Leasing
Lower monthly payments with options to purchase, return, or upgrade at the end of the term.
- Lower monthly payments
- Upgrade flexibility
- Off-balance sheet options
- Preserve credit lines
Sale-Leaseback
Unlock capital from equipment you already own by selling it and leasing it back.
- Access trapped equity
- Continue using equipment
- Improve cash flow
- Potential tax benefits
Benefits of Equipment Financing
Smart businesses use equipment financing to grow without sacrificing liquidity.
Preserve Cash Flow
Keep your working capital available for operations while spreading equipment costs over time.
Competitive Rates
Equipment serves as collateral, enabling lower rates compared to unsecured financing.
Tax Advantages
Potential Section 179 deductions and depreciation benefits for equipment purchases.
Fast Approvals
Streamlined process with decisions often within 24-48 hours for qualified applicants.
Flexible Terms
Customize payment schedules to match your cash flow and equipment useful life.
New & Used Equipment
Finance both new and used equipment to maximize your budget and options.
Ready to Finance Your Equipment?
Get a quote for your equipment financing needs. Our team will help you find the best rates and terms for your business.